The ‘love’ of money defines how evil/not evil a person really is at his core (root).

“for a root of all the evils is the love of money, which certain longing for did go astray from the faith, and themselves did pierce through with many sorrows;” (1 Timothy 6:10)

Remember that this longing of ‘love’ of money can cause you to ‘go astray from the faith’ and ‘pierce you with many sorrows’.

Verses speak truth only.
No manipulations are needed.

P/S:
We don’t try to explain the verses according to ‘our logic’ or what ‘our opinions’ are, but rather just state & believe them as it is since the Creator alone knows ‘all things’.